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Charlotte VT

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581 Whalley Road Charlotte VT 05445

Charlotte, VT581 Whalley Road

Price$10,900,000

Est. Mortgage: $/month

Pending

MLS Number 5097029

  • Residential Single Family
  • Full Bath 4
  • Address 581 Whalley Road
  • Construction Existing
  • Bedrooms 5

Black Alder Farm is Charlotte's largest lakefront estate, unfolding across ±110 acres, with roots connected to the historic Breckenridge House, built circa 1795 and relocated from the road to its lakeside setting on Whalley Point in 1928. Today, the property offers more than 3,400 feet of Lake Champlain frontage and a collection of buildings supporting family, guests, recreation, and stewardship of the land. The main residence offers over 5,100 square feet with five bedrooms, wide-plank pine floors, hand-hewn beams, nine fireplaces, and inviting living spaces oriented toward the lake and gardens. Additional improvements include a second residence, guest cottages, barns, a pool with storage building, a gym/office outbuilding, additional storage structures, and a detached garage. The landscape is a defining feature, with open lawns, mature gardens, specimen trees, stone walkways, a pond, multiple lake access points, and the Whalley Point gazebo. From the gazebo, steps descend to the shoreline and a quiet seating area, while sweeping western views across Lake Champlain to the high peaks of the Adirondacks connect the homes and grounds to the water and evening sky. Just 30 minutes from Burlington, Black Alder Farm offers a remarkable sense of place, history, and scale.

Listed by Wade Weathers and Averill Cook of LandVest,Inc-Burlington

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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131 Hills Point Road Charlotte VT 05445

Charlotte, VT131 Hills Point Road

Price$3,650,000

Est. Mortgage: $/month

MLS Number 5098277

  • Residential Single Family
  • Full Bath 2
  • Address 131 Hills Point Road
  • Construction Existing
  • Bedrooms 4

Discover exceptional Lake Champlain waterfront living in the highly sought-after Hills Point neighborhood of Charlotte, Vermont. This rare 1.01-acre lakefront property offers 160 feet of west-facing shoreline with breathtaking 180-degree views of Lake Champlain and the Adirondack Mountains, creating spectacular sunsets year-round. Mature trees, beautiful landscaping, and natural screening provide outstanding privacy, while the gently sloping lawn leads to the beach for swimming, boating, kayaking, or simply relaxing by the water. Designed to maximize the incredible views, this bright 2,900-square-foot single-level home offers panoramic lake vistas from nearly every west-facing room, including the primary suite. The beautifully renovated kitchen features custom cabinetry, granite countertops, premium appliances, a large center island, radiant heated floors, and opens seamlessly to the dining and living areas. A separate family room and spacious screened porch with adjoining lakeside deck create the perfect spaces for entertaining or enjoying Vermont's natural beauty. Recent improvements include a new roof and numerous quality updates throughout. Just minutes from Shelburne Village, Shelburne Farms, shopping, dining, and an easy commute to Burlington and South Burlington, this luxury Vermont waterfront home is a rare opportunity to own one of Charlotte's most desirable Lake Champlain properties. Whether you're searching for a primary residence, luxury waterfront retreat, or Lake Champlain vacation home, this exceptional Charlotte, Vermont property is a rare opportunity to own one of the area's most desirable lakefront settings. Once you experience the stunning views, tranquil surroundings, and unmatched waterfront lifestyle, you'll never want to leave.

Listed by Carrie Paquette and Warren Palm of BHHS Vermont Realty Group/S Burlington

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$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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450 & 451 Red Truck Lane Charlotte VT 05445

Charlotte, VT450 & 451 Red Truck Lane

Price$3,595,000

Est. Mortgage: $/month

MLS Number 5085219

  • Residential Single Family
  • Full Bath 3
  • Construction Existing
  • Bedrooms 5
  • Bathroom 5

Welcome to your own slice of Vermont paradise on 47 private acres with jaw-dropping 180-degree views of the Green Mountains and room to truly live. The main house is designed for comfort and connection, with two primary en-suites (one on each level), three additional bedrooms, a terrific high-end country kitchen, and bright, open living spaces that flow onto a cozy front porch with a fireplace perfect for soaking in those sunsets. The patio is a standout feature, positioned to take in the views, with a spacious fire pit ready for cozy evenings. Set out your Adirondack chairs, sip your morning coffee, and watch the sunrise paint the mountains. Guests will never want to leave the charming Adirondack-style guest house, offering about 1,000 square feet of inviting space with a vaulted great room, one bedroom, full bath, and its own two-car garage. Outside, the fun really begins to explore open meadows and wooded trails, take a dip in your private swimming pond complete with a dock, or simply enjoy the peace and privacy of your surroundings. The classic barn with five horse stalls and a tack room is ready for equestrian pursuits or could easily transform into the ultimate game room, fitness studio, or creative escape. There's even a buildable lot for bringing family or friends along to create your own mini compound. Dreaming of gardens, farm to table living, or even a small vineyard? This sunny property is ready for it all. And when you do feel like venturing out, you're just 15 minutes from Lake Champlain, 20 minutes to Burlington, and 50 minutes to Sugarbush Resort for year-round adventure. Be sure to watch the walk through and lifestyle videos!

Listed by Kathleen OBrien and Patrick O'Connell of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1163 Thompsons Point Road Charlotte VT 05445

Charlotte, VT1163 Thompsons Point Road

Price$2,900,000

Est. Mortgage: $/month

MLS Number 5096174

  • Residential Single Family
  • Full Bath 2
  • Construction Existing
  • Bedrooms 4
  • Bathroom 4

Gorgeous 5+ acre Charlotte, Lake Champlain oasis with stunning views and picturesque grounds. This artfully updated contemporary waterfront home integrates a large rolling green landscape approaching 480'+/- of owned lake frontage with comfortable living including serene swimming pool that highlights the beautiful surroundings from every angle. The 4 bedroom, 4 bathroom home offers over 3,500 sq. ft. of living space. The front door opens to a spacious living room with clean sight lines of the lake and lawn through a beautiful southern bank of windows. The meticulously renovated kitchen by Dovetail Designs features soapstone counters, Plato cabinets, and ingenious built-ins that flow seamlessly between workspace and dining while capturing stunning water views and ample sunlight. A cozy den and sitting room exude warmth with a gas fireplace installed in 2025. Upstairs, the primary suite offers elevated views of the lake and mountains, a walk-in closet, and a luxurious full bathroom with soaking tub and water views all its own. A second bedroom with bonus/office space and an additional full bathroom complete the level. The lower level features a spacious family room with French doors opening to the rolling lawn and lake beyond, two additional bedrooms, a bonus room, and a ¾ bath with laundry. Recent updates include refinished floors, new roof, painted exterior, new French doors, kitchen renovation, gas fireplace, and more. The grounds are extraordinary - fruit trees, gardens, berry patches, and mowed paths lead to the expansive lakefront with dock included. A true boater's paradise nestled within Town Farm Bay, overlooking Point Bay Marina. Two outbuildings offer exciting expansion potential. A truly remarkable property on Charlotte's sought after Thompsons Point.

Listed by David Parsons of RE/MAX North Professionals - Burlington

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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481 Hills Point Road Charlotte VT 05445

Charlotte, VT481 Hills Point Road

Price$2,495,000

Est. Mortgage: $/month

MLS Number 5091643

  • Land
  • Address 481 Hills Point Road
  • Acreage 0.89
  • Area VT-Chittenden
  • PricePerSqFt 2803370.79

Stunning panoramic lake and Adirondack views highlight this four-bedroom, two-bath LAKEFRONT home, offering a rare opportunity to renovate or rebuild in one of Charlotte's most sought-after neighborhoods. Set on 0.89 acres with 150+ feet of lake frontage, the property features a gently sloping lawn leading to a shale beach ideal for kayaking, paddleboarding, boating, swimming, or simply enjoying spectacular sunsets. The existing home offers two finished levels ready for renovation, while the exceptional setting provides endless potential for a custom lakeside retreat. Located in the desirable Hills Point neighborhood with easy access to Charlotte Village, Town Beach, the nearby covered bridge, and convenient commuting to Burlington or Middlebury.

Listed by Geri Reilly of Geri Reilly Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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481 Hills Point Road Charlotte VT 05445

Charlotte, VT481 Hills Point Road

Price$2,495,000

Est. Mortgage: $/month

MLS Number 5088043

  • Residential Single Family
  • Full Bath 1
  • Address 481 Hills Point Road
  • Construction Existing
  • Bedrooms 4

Stunning panoramic lake and Adirondack views highlight this four-bedroom, two-bath LAKEFRONT home, offering a rare opportunity to renovate or rebuild in one of Charlotte's most sought-after neighborhoods. Set on 0.89 acres with 150+ feet of lake frontage, the property features a gently sloping lawn leading to a shale beach ideal for kayaking, paddleboarding, boating, swimming, or simply enjoying spectacular sunsets. The existing home offers two finished levels ready for renovation, while the exceptional setting provides endless potential for a custom lakeside retreat. Located in the desirable Hills Point neighborhood with easy access to Charlotte Village, Town Beach, the nearby covered bridge, and convenient commuting to Burlington or Middlebury.

Listed by Geri Reilly of Geri Reilly Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1576 Ferry Road Charlotte VT 05445

Charlotte, VT1576 Ferry Road

Price$2,250,000

Est. Mortgage: $/month

MLS Number 5088570

  • Residential Single Family
  • Full Bath 2
  • Address 1576 Ferry Road
  • Construction Existing
  • Bedrooms 5

A rare offering in the heart of Charlotte, this extraordinary custom estate is a true showcase of Vermont craftsmanship at its finest. Completed in 2019 by Oak Hill Construction, the home was thoughtfully built using reclaimed timber-frame post-and-beam structures sourced from the historic Norwich Military Academy, along with carefully curated materials from barns, churches, and homes throughout Vermont and New England. Towering cathedral ceilings framed by hand-hewn Vermont beams, Hickory hardwood floors from Shelburne Farms, quarter-sawn Douglas Fir wainscotting, and a remarkable 1740s staircase sourced from New Hampshire, create interiors that feel both grand and deeply rooted in Vermont heritage. At the center of the home, the chef's kitchen blends rustic elegance with modern luxury, featuring custom cabinetry and quartz countertops, overlooking the grounds and private pond. The adjoining living spaces are anchored by dramatic post-and-beam architecture and a stunning stone fireplace. Upstairs, the primary suite offers Adirondack views, exposed timber framing, spa-inspired finishes, Verde Antique serpentine stone, and reclaimed steamboat doors from a historic 1860s steamboat. Two additional bedrooms and a full bath offer flexible living spaces. The walkout lower level features radiant heated floors crafted from salvaged Vermont slate roof tiles, handcrafted wine/root cellars, a second custom kitchen, and a beautifully finished bedroom suite. Outside, enjoy a private retreat with hand-built stone walls, granite staircases, perennial gardens, fruit orchards, a pond, and a beautifully finished post-and-beam three-car garage with ADU above. Awarded Vermont's prestigious 5-Star Plus Energy Rating, the home also features owned solar and advanced high-efficiency systems. This is far more than a luxury home. It is a legacy Vermont estate where craftsmanship, history, and modern comfort come together in extraordinary fashion that would be nearly impossible to replicate.

Listed by Bradley Auclair of Polli Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1555 Spear Street Charlotte VT 05445

Charlotte, VT1555 Spear Street

Price$2,200,000

Est. Mortgage: $/month

MLS Number 5084748

  • Land
  • Address 1555 Spear Street
  • Acreage 130.89
  • Area VT-Chittenden
  • Utilities None

Discover a rare and remarkable opportunity to own 130 acres in the charming town of Charlotte, Vermont, just minutes from the shores of Lake Champlain and only 20 minutes to Burlington. This extraordinary property offers a stunning blend of rolling meadows, mature woodlands, and a peaceful pine forest, all framed by sweeping 180-degree views of the Green Mountains-an ever-changing backdrop for your future home. Set across diverse and picturesque terrain, the land invites endless possibilities. Open meadows provide the perfect setting for pastures, farming, or simply enjoying the wide-open space, while wooded areas offer privacy, scenic trails, and a protected wildlife corridor. A gentle water feature flows north to south through the heart of the property, adding both natural beauty and functionality-ideal for gardens or supporting animals. The driveway is already cleared to a thoughtfully positioned build site, designed to capture mountain views. The Champlain Valley is poised to become a federally recognized wine region! Grow your own vines or partner with a local vineyard to cultivate them for you, and be part of Vermont's exciting and emerging wine scene. The land is also well-suited for raising your own organic beef, turkeys, and more, with rich soils and ample space to support a sustainable lifestyle. Local farmers are often eager to lease land, offering the opportunity to contribute to Vermont's thriving farm-to-table movement-whether by growing your own food or inviting the next generation of farmers to cultivate unique crops. Located in a vibrant lakeside community, Charlotte offers access to a town beach, marina, hiking at Mt. Philo, and an abundance of conserved lands for residents to enjoy. This is more than just land-it's a chance to create a legacy property that blends natural beauty, agricultural potential, and modern convenience in one of Vermont's most desirable settings.

Listed by Kathleen OBrien and Patrick O'Connell of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1295 Lime Kiln Road Charlotte VT 05445

Charlotte, VT1295 Lime Kiln Road

Price$1,790,000

Est. Mortgage: $/month

MLS Number 5077994

  • Residential Single Family
  • Full Bath 6
  • Address 1295 Lime Kiln Road
  • Construction Existing
  • Bedrooms 8

Discover Hearthwood, a truly unique Vermont property offering the rare opportunity to enjoy an exceptional lifestyle while generating substantial income. Beyond its success as an Airbnb, Hearthwood is ideally suited for multigenerational living, offering abundant space and privacy for extended family members, aging parents, adult children, or guests. The flexible floor plan allows family members to live together while maintaining independent living areas, making it an increasingly valuable option in today's market. The spacious owner's quarters occupy the east side of the residence and feature a large, well-appointed kitchen, open living and dining spaces, two main-floor offices, a second-floor primary ensuite, two additional bedrooms, three bathrooms, a family room, and a craft room. Filled with natural light and creative design elements, these inviting spaces provide comfortable everyday living with room for everyone. On the guest side of the home, six private upscale ensuite rooms and a separate group living room offer tremendous flexibility. New owners may choose to continue operating all six guest suites or scale the Airbnb operation to fit their lifestyle, preserving a portion of the business and its strong revenue stream while creating even more living space for family and friends. The property's thoughtful layout makes it easy to balance private living with income-producing accommodations. Since 2013, Hearthwood has undergone extensive renovations and improvements, blending comfort, functionality, and timeless Vermont charm. Set on 8 private acres, the property features beautiful gardens and lawns, mature woodlands, pergolas, patios, and a relaxing outdoor sauna. Ideally located just minutes from Charlotte Beach, Mt. Philo State Park, Shelburne Farms, and Shelburne Village Dropbox link with photos and walk-through video available upon request.

Listed by Kathleen OBrien and Patrick O'Connell of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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449 Palmer Lane Charlotte VT 05445

Charlotte, VT449 Palmer Lane

Price$1,595,000

Est. Mortgage: $/month

MLS Number 5092730

  • Residential Single Family
  • Full Bath 3
  • Address 449 Palmer Lane
  • Construction Existing
  • Bedrooms 4

Mount Philo Mornings. Adirondack Sunsets. Tucked at the end of an idyllic lane in Charlotte, this property offers the Vermont lifestyle you are searching for. Set on more than two acres surrounded by open space, the home is located just minutes from local farms, village conveniences, and the shores of Lake Champlain. Covered front and rear porches extend the living space year-round, providing comfortable places to take in the views in every season. Inside, gleaming hardwood floors connect a layout designed for both daily living and gathering. The recently renovated kitchen, with a wall of windows, anchors the home and features a substantial custom cherry island by Vermont Farm Table. It's a space that works as well for quiet mornings as it does for hosting gatherings. The expansive Great Room includes a dining room with wet bar and two living spaces, one with vaulted ceilings and a wood-burning fireplace. It connects to a two-car garage with epoxy flooring through a mudroom with custom cabinetry and a separate laundry room. The first-floor primary retreat has a walk-in closet and a well-appointed bath including a walk-in shower, soaking tub, and double vanity. Upstairs, three additional bedrooms and a large bonus room above the garage provide flexibility for guests, work, or play. The fully finished lower level adds more usable space with a home theater, gas fireplace, workshop, and storage. Thoughtful upgrades include an EV charger, Sonos audio system, shed, and bluestone walkways & patio. Outside, the level yard offers space for play, sports, or simply being outdoors. Whether it's coffee on the back porch, an afternoon trip to the berry farm on the Town Link Trail, or evenings watching the light fade over the Adirondacks, this home balances privacy, views, and convenience. Only 25 minutes to UVM Medical Center, downtown Burlington and BTV Airport provide the perfect balance of peace and tranquility while being close to amenities.

Listed by Will Hurd of Coldwell Banker Hickok and Boardman

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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145 Cannon Point Road Charlotte VT 05445

Charlotte, VT145 Cannon Point Road

Price$1,425,000

Est. Mortgage: $/month

MLS Number 5073797

  • Residential Single Family
  • Full Bath 1
  • Construction Existing
  • Bedrooms 3
  • Bathroom 4

Custom built by its owners in 1987 and thoughtfully renovated over the years, this exceptional contemporary home blends timeless design with outstanding craftsmanship. Recent improvements include a new roof within the past five years, Marvin windows installed throughout over the last two years, and a new four-bedroom septic mound system completed in 2024. Designed with accessibility in mind, the home offers exceptional ADA features, including an elevator, a custom kitchen, and a beautifully designed primary suite with wheelchair-accessible cabinetry, generous clearances, and a luxurious bath with a roll-in tiled shower. The light-filled main living level features an open floor plan anchored by a dramatic wall of south-facing windows that brings the outdoors in. The renovated kitchen is the heart of the home, showcasing newer stainless-steel appliances, custom cabinetry, and a large island topped with a striking Sapele countertop, perfect for gathering with family and friends. A wood-burning stove creates a warm focal point for winter evenings, while the recently renovated deck and screened porch invite summer entertaining. The spacious primary suite is also located on this level, offering a walk-in closet and an elegant accessible bath. Upstairs, a private bedroom suite features its own walk-in closet and beautifully appointed custom bath. The entry level provides outstanding flexibility with a large recreation room, an additional bedroom and bath, direct access to the bluestone patio, and convenient elevator access to the main living level. Surrounded by a peaceful private setting, this property offers the perfect balance of tranquility and convenience. Charlotte Town Beach is just 12 minutes away, with Mt. Philo's hiking trails nearby. Shelburne Village, Burlington, UVM Medical Center, and the airport are all within an easy 20-minute drive, making this an extraordinary place to call home.

Listed by Mary Palmer of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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705 Cedar Beach Road Charlotte VT 05445

Charlotte, VT705 Cedar Beach Road

Price$1,424,000

Est. Mortgage: $/month

Active With Contract

MLS Number 5090479

  • Residential Single Family
  • Full Bath 1
  • Address 705 Cedar Beach Road
  • Construction Existing
  • Bedrooms 2

Nestled in the historic Cedar Beach neighborhood, this rare waterfront retreat offers 300 feet of lakeshore with the opportunity to own your very own camp perched above beautiful Converse Bay. This unique mid-century A-frame captures stunning water views from every room, creating a peaceful setting filled with natural light to enhace the natural wood interior. The large 2.7 acre lot provides exceptional privacy along with plenty of space for gardening, outdoor entertaining, or simply enjoying the surrounding landscape. Relax on the spacious deck while listening to gentle waves roll in below, or gather with friends and loved ones to take in the spectacular scenery. Conveniently located near the Charlotte-Essex Ferry, just 30 minutes from Burlington International Airport and 35 minutes to Downtown Burlington, this special property offers the perfect balance of escape and accessibility.

Listed by Sean Dye and Christopher Dantzscher of BHHS Vermont Realty Group/Vergennes

$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 7, 2026 5:23 PM UTC